Vision Insurance Information
Don't forget you can use your HSA or Flex money to purchase prescription eyewear, contact lenses and to pay for exam services.
To be fair to everyone, Modern Optics does not participate in vision insurance plans.
We will provide Out of Network insurance forms for you to submit to your vision insurance.
All major vision plans today are owned by or affiliated with a frame manufacturer or retail chain. This often limits the number of frame choices and sometimes only lower quality lenses are covered expenses.
In order to offer low cost options to employers, vision insurance companies have lowered their benefit amount. Many customers have found they break even as compared to going strictly "out-of-network" since often the provider will raise the price of non-covered options to make up for the amount the provider is allowed by the insurance company.
Since we are an out-of-network provider, we are not able to look up your personal benefits.
To find out your out-of-network benefits, contact your insurance provider. Some insurances do reimburse for an out-of-network claim,
but this will vary depending on the product and the individual policy.
Has farmed out their vision insurance to VSP. To the best of our knowledge, there is no out of network coverage for Frame and/or Lenses (Durable Medical Equipment or DME) for non participating providers.
Has farmed out their vision insurance to EyeMed. To the best of our knowledge, there is no out of network coverage for Frame and/or Lenses (Durable Medical Equipment or DME) for non participating providers.
Vision Benefit Loyalty Card
By purchasing our Vision Benefit Loyalty Card,
$10 - Individuals
$20 - Families
you will receive the following benefits!
*Already discounted frames, budget lenses, and certain sunglasses are not eligible for specials or additional discounts.