Optometry Financing in Kentwood, MI

Our goal is to provide quality products and service

Modern Optics does not participate with direct billing of insurances. This enables us to keep our costs low while keeping our quality high.

As a patient, this allows you the ability to choose the lens options and frames that will best fit your optical needs. You will not be limited in frame choices or lens designs to options that will be covered within your insurance benefits.

Often after the reimbursement from your out-of-network vision benefits and any co-pays you would pay in-network, many customers have found they BREAK EVEN or even better as compared to going strictly to "in-network".

We encourage you to check the bottom line - compare prices for exact same products. Not all lenses and coatings are the same in quality or function.

Out of network? What does that mean?

We can assist you in preparing the paperwork needed to submit for an “out of network” claim. Many plans have contributions not only for “in network” doctors and offices, but also for those “out of network”, or “non-participating”.

To find out your out-of-network benefits, contact your insurance provider or your human resources department.

Health Savings (HSA) and FLEX (FSA) Accounts

Your HSA or FSA accounts can often be used to pay for eye examinations as well as contact lens evaluation and fittings.

These funds can also be used to purchase prescription eyewear, boxes of contact lenses, and even prescription sunglasses, or specialty eyewear for your specific work and play activities.

Utilizing an HSA or FSA account is a great way to get a back up pair of glasses or something more unique like a set of computer glasses or music glasses!

We are happy to help provide any paperwork needed to submit for using your HSA or FSA account.

20/20 Vision Plan

Originally designed for our patients who do not have vision insurance, this is available for everyone and can be combined with your out-of-network reimbursement to save you even more!

Check out our 20/20 Vision Plan

Payments Accepted

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Daily Disposable

Daily disposable contact lenses are available in a wide range of prescriptions, including those for patients with nearsightedness and farsightedness, astigmatism, and even bifocal/multifocal designs. Your eye doctor will be able to advise you if you are a candidate for daily disposable contact lenses.

Toric/Astigmatism

Toric contact lenses are recommended for patients who have a refractive eye problem called astigmatism. Patients with astigmatism have a corneal shape that causes the light focusing through the eye to be focused different between the vertical and horizontal planes, causing blurred vision and difficulty seeing fine details. Toric contact lenses are shaped in a specific way that creates the different focusing powers needed in each part of the lens to correct your vision.

Monthly or 2 week replacement

Replaced either monthly or bi-weekly, these contact lenses are thicker than daily disposables. The thicker composition makes them more durable and long-lasting, and they are usually more resistant to drying out. However, they must be disinfected regularly in order to ensure healthy wearing. Monthly lenses are available in an extensive range of prescriptions.

Multifocal/Presbyopia

Multifocal contacts help people see clearly across a range of distances, and are often used to correct presbyopia. Multifocal lenses bend light to more than one focal point on the retina. This is how they compensate for refractive errors affecting near, intermediate, and distance vision. Many people with presbyopia choose to wear multifocal contacts rather than juggling two pairs of prescription glasses, bifocal glasses or reading glasses over top of their contact lenses

Toric Multifocal

Multifocal Toric Contact Lenses combine the benefits of a toric lens for correction of astigmatism with the multifocal aspect needed to correct presbyopia. This is a relatively new contact lens design, but one that we are seeing good success with to reduce a patient's reliance on reading glasses or bifocals while also correcting astigmatism.

Payment Options

Payment Options

Payment Options

Payment Options

Our goal is to provide quality products and service

Out of network? What does that mean?

Health Savings (HSA) and FLEX (FSA) Accounts

20/20 Vision Plan

Payments Accepted

Payment Options

Payment Options

Payment Options

Payment Options

Our goal is to provide quality products and service

Out of network? What does that mean?

​​​​​​​Health Savings (HSA) and FLEX (FSA) Accounts

20/20 Vision Plan

Payments Accepted

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Health Savings (HSA) and FLEX (FSA) Accounts